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The moves should bolster efficiency at both firms, amid an already-stellar year for the two Club holdings.

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Microsoft (MSFT) and Apple (AAPL) are in the headlines, with the software giant confirming a fresh round of job cuts and the iPhone maker announcing a new foray into China. Personal Loans for 670 Credit Score or Lower Personal Loans for 580 Credit Score or Lower Best Debt Consolidation Loans for Bad Credit

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